Privacy Policy for TopCarInsuranceOnline.com
Effective Date: 06/11/2023
Welcome to TopCarInsuranceOnline.com (the “Site”). We understand that privacy online is important to users of our Site, especially when conducting business. This statement governs our privacy policies with respect to those users of the Site (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by TopCarInsuranceOnline.com (collectively, “Services”) (“Authorized Customers”).
“Personally Identifiable Information” (PII)
Refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.
What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers, and email addresses of Authorized Customers, the nature and size of the insurance policy that they are seeking, and the nature and size of the insurance coverage they have.
What organizations are collecting the information?
In addition to our direct collection of information, our third-party service vendors (such as credit card companies, clearinghouses, and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain and do not store, retain, or use the information given to them.
How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.
With whom may the information be shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third-party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf.
How is Personally Identifiable Information stored?
Personally Identifiable Information collected by TopCarInsuranceOnline.com is securely stored and is not accessible to third parties or employees of TopCarInsuranceOnline.com except for use as indicated above.
What choices are available to Visitors regarding collection, use, and distribution of the information?
Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at [Customer Service Email Address].
Cookies
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. TopCarInsuranceOnline.com uses cookies to help identify and track visitors, their usage of the Site, and their Site access preferences.
How does TopCarInsuranceOnline.com use login information?
TopCarInsuranceOnline.com uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.
Partners and Affiliates
This Site may disclose Personally Identifiable Information to partners and affiliates for the purpose of providing you with high-quality service offerings. The use of your information by our partners and affiliates is governed by their privacy policies and is not subject to our control.
Links to Other Web Sites
This Site contains links to other websites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.
Security
The security of your Personally Identifiable Information is important to us, and we implement various security measures to maintain the safety of your personal information. However, no electronic storage method or data transmission over the Internet can be guaranteed to be 100% secure.
Compliance with Law
We may disclose Personally Identifiable Information in order to comply with a subpoena or court order, or when we believe in good faith that such disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
Changes to the Privacy Policy
We reserve the right to modify this privacy policy at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.
Contact
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:
